Athabasca, Boyle, Lac la Biche Mortgage Broker

Kevin Mroczek || March 22, 2019

Anatomy of mortgage changes

There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...

Kevin Mroczek || March 15, 2019

The Canadian economy and the housing market

We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...

Kevin Mroczek || December 06, 2018

The Upside of Alternative and/or Unregulated Lenders

A recent report from the Bank of Canada reviewed the impact of the government's policy changes on the mortgage market. It found that overall market activity had slowed -- something we knew would...

Kevin Mroczek || October 22, 2018

Direct from Kevin - Oct 22 - 2018

Today I wanted to take a step back and begin a discussion about buying a home. Purchasing a home is a very uplifting emotional experience to say the least. What I found in the past is clients would...