It’s not every day you spend 100,000’s of dollars on buying a home. The stress this creates for many people can be huge, but it doesn’t have to be. You ask how this can happen? Easy… Surround yourself with a team of experienced professionals!
An experienced realtor will insist you start with arranging your financing for when you find a suitable home and that’s where a Mortgage Broker comes in.
Talking with an experienced Mortgage Broker before you start shopping is helpful for a number of reasons:
- You will know the maximum price range and payments that you can afford. With this you can decide what payments you are comfortable making and look in that price range
- You will learn if there are items on your mortgage application that need to be addressed. Do you need to pay down debts or require a co-signer to buy in the price range you want to be in? You will receive expert advice to assist you.
- You will be provided with a list of required documentation so you can look in your expert filing system and set these papers aside. This way you have peace of mind and can better concentrate on finding that perfect house for you!
- Your Realtor now knows exactly what you can afford and this assists them in finding that house that is perfect for you and your budget.
So why use a Mortgage Broker rather than your bank?
Gone are the days when people called the bank, left a message and could wait up to a day to hear back. Clients want to access information right away when they have questions. Contact the Kevin Mroczek through Facebook, and his website. The website also has several mortgage calculators available should you wish to run some numbers as well as a secure online application.
Kevin Mroczek was a banker for 20 years before becoming a Mortgage Broker 15 years ago to better serve his clients. A Mortgage Broker has access to more options from a wide range of lenders and can take advantage of the best products and lowest pricing available for your mortgage
A Mortgage Broker working with multiple lender options means that rather than fitting you into limited programs offered by your bank, you’re able to choose a solution that best fits your needs. When working with an experienced former banker turned Mortgage Broker you are truly able to benefit from this knowledge. An experienced mortgage broker can be the difference between a good deal and a great deal that can save thousands of dollars in the long term.
A Mortgage Broker is licensed just like a Realtor and is held to high standards. Combine this with the Kevin’s over 35 years’ experience and you have a highly competent and knowledgeable resource.
Many Mortgage Brokers only do mortgages and they are specialists who can help you wade through all of the details involved with qualifying for a mortgage. They know how to handle the real estate transactions involving deadlines and conditions everyday as part of their job. And Mortgage Brokers understand the urgency of meeting these commitments to ensure a smooth successful transaction for everyone involved.
Kevin works in the Athabasca, Boyle and Lac la Biche markets. He has flexible hours which include evening and weekends. Contact him today and share this article with your friends.