In addition to assisting clients with the purchase of their home, refinancing an existing mortgage or transferring a mortgage from one lender to another to save clients their hard earned money, a Mortgage Professional may also be able to assist clients with unique circumstances. What are those? Clients that may require Equity take outs to help with paying tax arrears both personal and municipal, marriage break ups wife or husband needing to pay each other out and have equity in the home, not so good credit and require money to payout credit cards, loans, etc to deal with loss of job or just to satisfy day to day expenses. Every situation is unique!