With all the recent changes in the Mortgage Industry, now, more than ever, is the time to utilize a Mortgage Professional. Federal Government changes back in 2016 called the Stress Test has changed how clients qualify for a mortgage. CMHC changes upcoming March/17 will increase client's Mortgage Insurance rate's. Interest rate specials from lenders continue to change weekly, sometimes daily. Don't miss out on what you deserve, professional advice ,that will put your mind at ease when it comes to one of the largest purchases you will make in your lifetime.