There isn't a day that goes by that I don't receive a inquiry about interest rates and the concern that rates may be moving up! I had the opportunity to review interest rates from 2012, 5yrs ago. In Oct/12, the 5yr fixed rate was approx 3.09%. Currently, I have a few lenders offering a rate of 2.79% for a 5yr locked in rate. For more information on these lenders and products please feel free to contact me.